{"id":11852,"date":"2026-03-28T06:48:23","date_gmt":"2026-03-28T06:48:23","guid":{"rendered":"http:\/\/politics.news.eraenterprise.id\/?p=11852"},"modified":"2026-03-28T06:48:23","modified_gmt":"2026-03-28T06:48:23","slug":"batas-saldo-minimum-bank-mandiri-bni-bri-sesuai-aturan-berlaku-kini","status":"publish","type":"post","link":"https:\/\/politics.news.eraenterprise.id\/?p=11852","title":{"rendered":"Batas Saldo Minimum Bank Mandiri, BNI-BRI Sesuai Aturan Berlaku Kini"},"content":{"rendered":"
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\n Foto: Infografis\/Sahamnya Diiborong Asing, Ini Perkiraan Dividen BRI, BNI, Mandiri\/Arisyua Rahadian <\/figcaption><\/figure>\n
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\n\nDaftar Isi<\/span><\/p>\n<\/summary>\n<\/details>\n

Jakarta, CNBC Indonesia –<\/strong> Nasabah perbankan perlu memahami ketentuan saldo minimum yang wajib tersedia di rekening tabungan. Saldo minimum merupakan dana yang harus tetap ada setiap saat dan berfungsi sebagai penyangga, terutama ketika rekening tidak aktif dalam periode tertentu.<\/p>\n

Dalam praktiknya, dana tersebut dapat digunakan untuk menutup biaya administrasi sesuai ketentuan masing-masing bank. Besaran saldo minimum pun berbeda, tergantung pada segmentasi nasabah dan jenis produk tabungan yang digunakan.<\/p>\n

Berikut rincian saldo minimum di tiga bank besar nasional per Maret 2026:<\/p>\n

Bank Mandiri<\/h3>\n

Tabungan Rupiah: Rp100.000<\/p>\n

Tabungan NOW: Rp25.000<\/p>\n

Tabungan Payroll: Rp10.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Tabungan TKI: Rp10.000<\/p>\n

Tabungan Mitra Usaha: Rp1.000.000<\/p>\n

Tabungan SiMakmur: Bebas biaya<\/p>\n

Tabungan SimPel: Rp5.000.<\/p>\n

BRI<\/h3>\n

Simpedes: Rp50.000<\/p>\n

BritAma: Rp50.000<\/p>\n

BritAma Bisnis\/Pro\/X: Rp50.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Junio: Rp50.000<\/p>\n

SimPel: Rp5.000.<\/p>\n

BNI<\/h3>\n

Taplus: Rp150.000<\/p>\n

Taplus Bisnis: Rp1.000.000<\/p>\n

Taplus Pegawai: Sesuai perjanjian kerja sama (PKS)<\/p>\n

Taplus Muda: Tanpa saldo mengendap<\/p>\n

BNI Pandai: Tanpa batasan saldo<\/p>\n

SimPel: Rp5.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Secara umum, produk tabungan untuk pelajar dan program inklusi keuangan seperti SimPel dan TabunganKu memiliki persyaratan saldo minimum yang lebih rendah. Sementara itu, produk untuk segmen bisnis menetapkan batas saldo lebih tinggi seiring kebutuhan transaksi dan layanan yang lebih kompleks.<\/p>\n

(dce)<\/strong>
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\n\t\t\tNext Article\t\t<\/span><\/p>\n


\n\t\t\t\tAturan Terbaru Saldo Minimum Bank Mandiri, BRI & BNI per November 2025\t\t\t<\/span><\/p>\n

<\/a><\/p>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Nasabah perlu memahami ketentuan saldo minimum di rekening tabungan.<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11852","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/11852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11852"}],"version-history":[{"count":0,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/11852\/revisions"}],"wp:attachment":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}