{"id":21491,"date":"2026-04-28T06:18:24","date_gmt":"2026-04-28T06:18:24","guid":{"rendered":"https:\/\/politics.news.eraenterprise.id\/?p=21491"},"modified":"2026-04-28T06:18:24","modified_gmt":"2026-04-28T06:18:24","slug":"kredit-dan-dpk-tumbuh-laba-bjb-bjbr-naik-jadi-rp410-miliar-di-q1-2026","status":"publish","type":"post","link":"https:\/\/politics.news.eraenterprise.id\/?p=21491","title":{"rendered":"Kredit dan DPK Tumbuh, Laba BJB (BJBR) Naik Jadi Rp410 Miliar di Q1\/2026"},"content":{"rendered":"<div>\n<article morss_own_score=\"6.042105263157895\" morss_score=\"10.482911308497945\">\n<figure>\n<imgsrc=\"\"><figcaption>\n                            Foto: Dok bank bjb                        <\/figcaption><\/figure>\n<div class=\"detail-text\" morss_own_score=\"5.279373368146214\" morss_score=\"39.27937336814621\">\n<p morss_own_score=\"7.0\" morss_score=\"9.0\"><strong>Jakarta, CNBC Indonesia<\/strong> &#8211; PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk. (BJBR) alias BJB mencatatkan laba bersih tahun berjalan yang dapat diatribusikan kepada pemilik sebesar Rp410,15 miliar pada kuartal I-2026. Perolehan itu hanya naik tipis 2,94% secara tahunan atau year on year (yoy).<\/p>\n<p>Berdasarkan laporan keuangannya, bank pembangunan daerah (BPD) pentolan itu mencatatkan pendapatan bunga sebesar Rp4,10 triliun, turun 3,91% yoy. Beban bunga juga ikut menyusut 16,35% yoy menjadi Rp2,05 triliun.<\/p>\n<p>Lantas, pendapatan bunga bersih menjadi Rp2,05 triliun, naik 12,85% yoy.<\/p>\n<p>Dari sisi operasional, BJB mencatatkan penurunan nilai wajar aset keuangan sebesar Rp33,67 miliar. Bank itu juga mencatatkan kerugian impairment sebesar Rp308,13 miliar.<\/p>\n<p>Sementara itu, pendapatan komisi\/provisi\/fee dan administrasi meningkat menjadi Rp413,08 miliar dari setahun sebelumnya Rp373,84 miliar.<\/p>\n<p>Pada fungsi intermediasi, BJB telah menyalurkan kredit sebesar Rp141,24 triliun sepanjang tiga bulan pertama tahun ini, turun 2,85% yoy. Seiring dengan penurunan tersebut, kualitas kredit juga ikut menurun, tercermin dari non performing loan (NPL) gross yang malah meningkat menjadi sebesar 3,07% dan NPL net naik jadi 1,18%.<\/p>\n<p>Pada penghimpunan dana, BJB mencatatkan total dana pihak ketiga (DPK) sebesar Rp159.871.722, naik tipis 3,94% yoy.<\/p>\n<p>Likuiditas BJB pun melonggar, tercermin dari rasio perbandingan pinjaman terhadap simpanan alias loan to deposit ratio (LDR) turun jadi 83,54%.<\/p>\n<p>Total aset BJB tercatat sebesar Rp221,81 triliun, turun tipis dari setahun sebelumnya Rp223,11 triliun.<\/p>\n<p><strong>(fsd\/fsd)<\/strong><br \/>\n<a href=\"https:\/\/www.cnbcindonesia.com\/embed\/video\/713063?comscore=off\" target=\"_blank\" rel=\"noopener\">[Gambas:Video CNBC]<br \/><\/a>\n<\/div>\n<p><a href=\"https:\/\/www.cnbcindonesia.com\/market\/20260205150338-17-708517\/breaking-news-bank-mandiri-cetak-laba-rp-563-triliun-sepanjang-2025\" target=\"_blank\" rel=\"noopener\"><\/p>\n<p><span><br \/>\n\t\t\tNext Article\t\t<\/span><\/p>\n<p><span><br \/>\n\t\t\t\tBreaking News! Bank Mandiri Cetak Laba Rp 56,3 Triliun Sepanjang 2025\t\t\t<\/span><\/p>\n<p><\/a><\/p>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/awsimages.detik.net.id\/visual\/2023\/05\/03\/bank-bjb-5_169.jpeg?w=1200&amp;q=90\"> PT BJB mencatat laba bersih Rp410,15 miliar di kuartal I-2026, naik 2,94% yoy. Pendapatan bunga bersih mencapai Rp2,05 triliun, meski kredit turun.<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21491","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/21491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21491"}],"version-history":[{"count":0,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/21491\/revisions"}],"wp:attachment":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}