{"id":22700,"date":"2026-05-02T03:33:24","date_gmt":"2026-05-02T03:33:24","guid":{"rendered":"http:\/\/politics.news.eraenterprise.id\/?p=22700"},"modified":"2026-05-02T03:33:24","modified_gmt":"2026-05-02T03:33:24","slug":"saldo-minimum-bank-mandiri-bri-bni-terbaru-per-mei-2026","status":"publish","type":"post","link":"https:\/\/politics.news.eraenterprise.id\/?p=22700","title":{"rendered":"Saldo Minimum Bank Mandiri, BRI, BNI Terbaru per Mei 2026"},"content":{"rendered":"
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\n Foto: Infografis\/ Rekening Orang Indonesia\/ Edward Ricardo <\/figcaption><\/figure>\n
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Jakarta, CNBC Indonesia<\/strong>\u00a0\u2014 Nasabah perbankan perlu memperhatikan ketentuan terkait saldo minimum rekening di sejulah bank. Itu merupakan dana yang wajib tersisa di rekening dan tidak bisa ditarik agar rekening tetap aktif.<\/p>\n

Dalam praktiknya, dana tersebut dapat digunakan untuk menutup biaya administrasi sesuai ketentuan masing-masing bank. Besaran saldo minimum pun berbeda, tergantung pada segmentasi nasabah dan jenis produk tabungan yang digunakan.<\/p>\n

Berikut rincian saldo minimum di tiga bank besar nasional di lihat pada Mei 2026:<\/p>\n

Bank Mandiri<\/strong><\/p>\n

Tabungan Rupiah: Rp100.000<\/p>\n

Tabungan NOW: Rp25.000<\/p>\n

Tabungan Payroll: Rp10.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Tabungan SiMakmur: Bebas biaya<\/p>\n

Tabungan Simpanan Pelajar : Rp5.000.<\/p>\n

BRI<\/strong><\/p>\n

Simpedes: Rp50.000<\/p>\n

BritAma: Rp50.000<\/p>\n

BritAma Bisnis\/Pro\/X: Rp50.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Junio: Rp50.000<\/p>\n

SimPel: Rp5.000.<\/p>\n

BNI<\/strong><\/p>\n

Taplus: Rp150.000<\/p>\n

Taplus Bisnis: Rp1.000.000<\/p>\n

Taplus Pegawai: Sesuai perjanjian kerja sama (PKS)<\/p>\n

Taplus Muda: Rp 0<\/p>\n

BNI Pandai: Tanpa batasan saldo<\/p>\n

SimPel: Rp5.000<\/p>\n

TabunganKu: Rp20.000<\/p>\n

Secara umum, produk tabungan untuk pelajar dan program inklusi keuangan seperti SimPel dan TabunganKu memiliki persyaratan saldo minimum yang lebih rendah. Sementara itu, produk untuk segmen bisnis menetapkan batas saldo lebih tinggi seiring kebutuhan transaksi dan layanan yang lebih kompleks.<\/p>\n

(mkh\/mkh)<\/strong>
\n[Gambas:Video CNBC]
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\n\t\t\tNext Article\t\t<\/span><\/p>\n


\n\t\t\t\tCek Aturan Terbaru Saldo Minimum Bank Mandiri, BRI, BNI Desember 2025\t\t\t<\/span><\/p>\n

<\/a><\/p>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Nasabah perbankan harus memperhatikan saldo minimum rekening di bank. Besaran saldo bervariasi tergantung jenis tabungan dan segmen nasabah.<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22700","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/22700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22700"}],"version-history":[{"count":0,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/22700\/revisions"}],"wp:attachment":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}