{"id":23613,"date":"2026-05-05T10:58:26","date_gmt":"2026-05-05T10:58:26","guid":{"rendered":"http:\/\/politics.news.eraenterprise.id\/?p=23613"},"modified":"2026-05-05T10:58:26","modified_gmt":"2026-05-05T10:58:26","slug":"jumlah-multifinance-modal-cekak-naik-dua-kali-lipat","status":"publish","type":"post","link":"https:\/\/politics.news.eraenterprise.id\/?p=23613","title":{"rendered":"Jumlah Multifinance Modal Cekak Naik Dua Kali Lipat"},"content":{"rendered":"<div>\n<article morss_own_score=\"6.218274111675127\" morss_score=\"12.231363116910728\">\n<figure class=\"mb-9\" morss_own_score=\"7.0\" morss_score=\"12.0\">\n<imgsrc=\"\"><figcaption class=\"text-sm text-gray\" morss_own_score=\"10.0\" morss_score=\"10.0\">\n                            Foto: Kepala Eksekutif Pengawas Lembaga Pembaiayaan, Perusahaan Modal Ventura, Lembaga Mikro dan Lembaga Jasa Keuangan Lainnya OJK, Agusman saat Konferensi Pers Asesmen Sektor Jasa Keuangan dan Kebijakan OJK Hasil RDKB Maret 2026. (YouTube\/Otoritas Jasa Keuangan)                        <\/figcaption><\/figure>\n<div class=\"detail-text\" morss_own_score=\"5.2922252010723865\" morss_score=\"32.292225201072384\">\n<p><strong>Jakarta, CNBC\u00a0Indonesia<\/strong> \u2014 Otoritas Jasa Keuangan (OJK) mencatat ada delapan perusahaan pembiayaan yang belum memenuhi ketentuan modal. Artinya ada sekitar 5% dari 144 entitas yang masih perlu mencari strategi untuk mengerek permodalan.\u00a0<\/p>\n<p>Kepala Eksekutif Pengawas Lembaga Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro, dan Lembaga Jasa Keuangan Lainnya OJK, Agusman\u00a0mengatakan bahwa modal inti minimum yang ditetapkan sesuai ketentuan adalah Rp 100 miliar.\u00a0<\/p>\n<p>&#8220;Seluruh perusahaan telah menyampaikan\u00a0<em>action plan\u00a0<\/em>yang memuat penguatan modal terkait penambahan modal disetor, mencari investor strategis, atau merger,&#8221; kata Hasan\u00a0dalam konferensi pers Rapat Dewan Komisioner Bulanan April 2026, Selasa (5\/5\/2026).<\/p>\n<p>Selain itu, OJK\u00a0juga mencatat bahwa ada 11 dari 94 perusahaan pinjaman daring (pindar) yang belum memenuhi ketentuan ekuitas Rp 12,5 miliar.\u00a0<\/p>\n<p>Sebagai informasi, jumlah multifinance dan pindar\u00a0yang kekurangan modal bertambah bila dibandingkan dengan posisi awal tahun. Sebelumnya OJK\u00a0mengumumkan ada 4 multifinance\u00a0dan 7 pindar\u00a0yang kurang modal.\u00a0<\/p>\n<p morss_own_score=\"7.0\" morss_score=\"11.0\">Sementara itu, kinerja multifinance\u00a0masih dalam tekanan. Pertumbuhan\u00a0<em>Outstanding\u00a0<\/em>pembiayaan masih lemah atau 0,61% yoy\u00a0per Maret 2026.\u00a0Lalu\u00a0NPF\u00a0<em>gross\u00a0<\/em>naik 12 basis poin yoy\u00a0menjadi 2,83%.\u00a0<\/p>\n<p>Pada periode yang sama,\u00a0<em>outstanding\u00a0<\/em>pembiayaan pindar\u00a0masih tumbuh kencang, yakni 26,25% yoy\u00a0menjadi Rp 101,03 triliun. Akan tetapi rasio kredit macet atau TWP90 juga naik tidak kalah kencang, yakni menjadi 4,52%,\u00a0melesat 175 bps secara tahunan.\u00a0<\/p>\n<p><strong>(mkh\/mkh)<\/strong><br \/>\n<a href=\"https:\/\/www.cnbcindonesia.com\/embed\/video\/729611?comscore=off\" target=\"_blank\" rel=\"noopener\">[Gambas:Video CNBC]<br \/><\/a>\n<\/div>\n<p><a href=\"https:\/\/www.cnbcindonesia.com\/market\/20260123181056-17-704891\/ojk-cabut-izin-usaha-varia-intra-finance\" target=\"_blank\" rel=\"noopener\"><\/p>\n<p><span><br \/>\n\t\t\tNext Article\t\t<\/span><\/p>\n<p><span><br \/>\n\t\t\t\tOJK Cabut Izin Usaha Varia Intra Finance\t\t\t<\/span><\/p>\n<p><\/a><\/p>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/awsimages.detik.net.id\/visual\/2026\/04\/06\/kepala-eksekutif-pengawas-lembaga-pembaiayaan-perusahaan-modal-ventura-lembaga-mikro-dan-lembaga-jasa-keuangan-lainnya-ojk-agu-1775443059109_169.png?w=1200&amp;q=90\"> OJK mencatat 8 perusahaan pembiayaan dan 11 pinjaman daring belum penuhi ketentuan modal. Kinerja multifinance tertekan, sementara pindar tumbuh pesat.<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23613","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/23613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23613"}],"version-history":[{"count":0,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=\/wp\/v2\/posts\/23613\/revisions"}],"wp:attachment":[{"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/politics.news.eraenterprise.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}